The financial planning business has changed considerably over the years since my own journey started. The tools, sophistication of research and software, and more recently the methods of communication, have evolved. But the principle of financial planning and its core basis remain the same.  You may be an employee looking to make your income work for you, now and for your future. Or possibly you are a business owner managing many facets of your company. For everyone there is one thing that remains certain. It is hard, if not impossible, to manage your short, medium, and long-term goals, without the help of a certified financial planner, a specialist in their field to guide you along your own journey.

 

PLANNING FOR THE FUTURE

Planning for the future with certainty and vigour is where most of our clients want to be. Our existing clients, some with us since 1997, have travelled the road of evolution in our industry over the years with us. And we’re happy to say that not only they but also our new clients are benefiting. They all have direct access to our capabilities and our breadth of knowledge, after 24 years in business. At the core of any financial plan the objective is a healthy work-life balance which is what most clients strive for. Making money and building wealth is only important if you have the opportunity to enjoy the things in life that you have worked hard to achieve. We are passionate about helping you enjoy the lifestyle you desire and will steer you to make well-informed decisions along the way.

 

VISUALISING THE PLAN

One of the most critical things for us to achieve, when setting about creating the financial plan, is to show you what your current financial situation looks like. When you see the plan visually, it becomes so much easier to comprehend. We start by identifying your goals and objectives, analysing your current financial position and performing a full risk assessment. Only then do we set about constructing your customised financial plan. At this point, many clients have a “light bulb” moment, when they see the difference a professionally constructed plan can have when compared to their initial financial position.

 

OPEN YOUR MIND

We always emphasize to our clients that they need to be open-minded to a new world, a world where they can take more control of decisions and be assured that their current lifestyle can be maintained and their future needs will be achieved. When clients are clear about what they want out of life, we guide them to make the financial decisions that ensure that’s exactly what they get. It’s not always easy and there may be compromises to be made. Should I clear debt, or should I invest? Are there tax implications? What works best? All these questions and considerations will be taken into account and advised upon.

So if you’ve read this far, then maybe you’re ready and in the right space to open your mind. Why not get in touch for an initial chat. We’ll be happy to continue this dialogue and share experiences without obligation