Risk and Protection

When establishing a home, family or business, it is important to protect your interests in the event of serious illness, incapacity or death.

A company insures its building, its machinery and stock but often management and personnel skills are the most important assets! The financial impact of the death or illness of a key employee or a business partner could be catastrophic to the long term viability of the business. We will work with you to identify the risks surrounding you, your family and your business.

Family Protection:

Safeguarding your family’s future in the event of:

  • Death (term assurance, mortgage protection and inheritance tax planning)
  • Serious Illness Protection
  • Income Protection

Protecting:

  • Your income
  • Your family
  • Mortgages & other loans

Business Protection:

Protecting your business interests:

  • Do you want to protect the shareholders and directors in the event of their illness or death?
  • Should you identify a key person in the business and factor in how would you cope without them?
  • Co-Director Cover
  • Partnership Insurance
  • Key person cover
  • Shareholder protection