Total and Permanent Disability: Due to sickness or injury a person is unable to work in their own or any occupation, this will remain with the person through their life.
Terminal Illness Cover: This will ill incur If there is at least 18 months remaining on the term of your plan. The Lump Sum on Death, Income on Death and /or Whole of Life will be paid out on diagnoses of a terminal illness. (If you have been diagnosed as having 12 months or less to live)
Hospital Payment: Pays you a daily amount if you are in hospital for 3 days or more. This payment will be for a maximum of 365 days in total.
Accident Payment: Pays you a weekly amount up to a certain percentage of your average weekly earnings if you are unable to work for more than 2 weeks due to an injury resulting from an accident. This payment will be made for a maximum of 52 weeks in total.
Broken Bones Payment: Pays you a fixed lump sum if you suffer form one of the broken bones the specified plan covers
Surgery Payment: This pays you a specified amount if you undergo one of the surgeries that the plan covers.
Children’s Protection Cover: No one wants to think about their children becoming seriously ill or suffering premature death. When you take out Lump Sum on Death, Specified Illness or Hospital Payment all your children aged between 1 and 21 (if in full time education) are also covered at no additional cost to you.
Fitzsimons Life and Pensions Ltd t/a Fitzsimons Finance is regulated by the Central Bank of Ireland.
